Put on your first apprentice or tradie and you have to withhold the right tax from every pay. Estimate PAYG withholding and take-home pay for weekly, fortnightly or monthly runs.
traqR captures the hours your team works on each job — feed those into your payroll and the pay run practically writes itself.
Start free trialWithholding schedules work off yearly income. We scale one pay period up to a full year so the right marginal rates apply.
Resident income tax rates, the tax-free threshold (if claimed) and the 2% Medicare levy are applied to the annual figure.
The annual tax is spread evenly back across the pay periods and rounded, giving the amount to withhold each week, fortnight or month.
It’s a close estimate, not the exact schedule figure. The ATO’s weekly and fortnightly tax tables use rounded coefficients and specific rules, so the official amount can differ by a dollar or two. For payroll you must use the current ATO tax tables or the ATO’s tax withheld calculator — treat this tool as a quick sense-check.
The first $18,200 of income each year is tax-free. An employee claims it on their Tax File Number declaration, usually at their main job, which lowers the tax withheld. At a second job they normally don’t claim it, so more is withheld to avoid a tax bill at year end.
Yes, when the Medicare levy option is on it adds the standard 2% levy with the low-income shade-in. Some people are exempt or pay a reduced levy, and higher earners without private hospital cover may also pay the Medicare levy surcharge, which this tool doesn’t model.
This estimate doesn’t include compulsory HELP/HECS or other study and training loan repayments, which are withheld on top once income passes the repayment threshold. If your employee has a study loan, the actual withholding will be higher — use the ATO calculator to include it.
No. Superannuation is paid by the employer on top of wages (12% super guarantee), not deducted from the employee’s pay. Only PAYG tax and things like salary-sacrifice or garnishees come out of gross pay.
This calculator is a general estimate based on current resident tax rates and is not tax advice. It doesn’t account for HELP/STSL loans, the Medicare levy surcharge, offsets, salary sacrifice or varied withholding. Use the current ATO tax tables or the ATO tax withheld calculator for payroll, and check with your accountant.
traqR captures the hours your team logs on each job, ready to flow into payroll. Try it free for 14 days.