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Pricing & profitability

Charge-out rate calculator

Most tradies undercharge because they price off their wage, not their costs. Plug in your numbers to find the hourly rate that actually keeps the business profitable.

Your numbers
Enter what you want to earn and what it costs to run the business.
You need to charge
$107/hr
To pay yourself $90,000, cover $35,000 of overheads and make a 15% margin across 1,380 billable hours.
Cost per billable hour$90.58
Profit per billable hour$15.98
Billable hours per year1,380
Revenue at this rate$147,059

Set this as your labour rate in the traqR price book and every quote prices the job right — automatically, with your margin built in.

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How it works

1

Add up the real cost

Your wage plus every overhead — vehicle, insurance, tools, super, software and admin — is what the business actually costs to run each year.

2

Divide by billable hours

Only the hours you invoice pay the bills. Spreading cost across realistic billable hours (not a 40-hour week) gives your true break-even rate.

3

Add your margin

We gross the rate up so your target profit margin is left after wages and overheads are paid — that’s the number to put on a quote.

Frequently asked questions

Why isn’t my charge-out rate just my hourly wage plus a bit?

Because your wage is only one cost. Vehicles, insurance, tools, super, downtime, quoting and admin all have to be paid out of billable hours. A rate that only covers wages leaves nothing for overheads or profit — which is why so many tradies feel busy but broke.

What counts as “billable hours”?

Only the hours you actually invoice a customer for. Travel, quoting, chasing payments, paperwork and downtime usually aren’t billable, so a full-time tradie often bills 25–32 hours a week, not 40. Using a realistic number is the single biggest factor in getting your rate right.

Should I include GST in this rate?

No. Work out your rate excluding GST, then add 10% GST on top when you invoice if you’re registered. Use our GST & BAS calculator for that part.

Is this an award rate?

No — this is your charge-out (sell) rate to customers, not a wage. Minimum pay rates for employees are set by the relevant Fair Work modern award; this tool helps you price the job so the business is sustainable.

This calculator is a general guide to help you price work, not financial or tax advice. Figures are indicative and depend on your own costs, utilisation and market. Check your obligations with your accountant and the relevant Fair Work award.

Price every job right — automatically

Save your rate in the traqR price book and every quote prices labour and materials with your margin built in. Try it free for 14 days.

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