Every month starts with a bill to pay before you earn a cent for yourself. Find the revenue floor your business has to clear — and how many jobs it takes to get there.
traqR shows revenue, costs and margin live on every job and a running monthly total — so you always know whether you’re ahead of break-even or behind it.
Start free trialOverheads plus your own wage is what the business must cover every month before profit — these bills arrive whether you’re flat out or quiet.
Only the margin on each job pays those bills. At a 40% margin, every $100 of revenue contributes $40 — so you need your fixed costs divided by 0.40 in revenue.
Dividing by your average job value converts the revenue target into a number you can plan a week around: how many jobs you need on the board.
Fixed costs (overheads) turn up regardless of work: rent, vehicle finance, insurance, phone, software, registrations, office or admin wages, your own wage. Job costs scale with each job: materials, hired plant, subcontractors and the labour hours spent on site. Job costs are already accounted for inside your gross margin, so don’t double-count them here.
Take a typical job: (price − materials − subbies − direct labour cost) ÷ price × 100. If you charge $1,000 and the job costs $600 to deliver, your gross margin is 40%. Our markup & margin calculator converts between markup and margin if you price with markups.
Because “profit” that only exists because you didn’t pay yourself isn’t profit. Pricing off a break-even that excludes your wage is one of the most common reasons trades businesses feel busy but never get ahead.
Break-even is about profit, not cash. Slow-paying customers, upfront material purchases, GST and tax set-asides and loan repayments all drain cash even when the P&L looks fine. Invoicing the day the job finishes and chasing payment automatically makes the biggest difference.
This calculator is a general guide, not financial advice. It assumes a constant gross margin across jobs and excludes tax timing, loan principal repayments and seasonal swings. Check your numbers with your accountant.
traqR tracks revenue and job costs live, so you can see whether the month is ahead of break-even or behind it. Try it free for 14 days.